GreenSky Credit has been operating since 2006. It was in that year that David Zalik, a child prodigy and serial entrepreneur, had an idea that would potentially allow merchants to increase their sales on big-ticket items by billions of dollars each year. Zalik knew from operating a previous e-consulting businessthat merchants like Home Depot, Benjamin Moore and other sellers of high-end home remodeling, furniture and other items often lost sales due to the simple fact that customers were not competent at assessing the likely price tag on jobs they wanted to do.
The solution Zalik came up with was to facilitate true instant loans at the point of sale. But unlike other forms of retail financing, like in-store financing or installment plans, the loans that Zalik envisioned would be able to be approved at the job site or on a sales call. With this idea in mind, he founded GreenSky Credit in 2006. The model quickly proved itself.
Unlike other fintech startups, GreenSky Credit does not keep any loans on its books. In fact, it doesn’t even really originate loans. The only thing that GreenSky Credit does is line up customers with its partner banks. This incredibly simple model might be easy to write off as being trivial, being an already saturated market or not having a large enough total available market. But Zalik’s genius lay in seeing the huge potential that still existed for high-end loans on niche retail products for customers with excellent credit.
The majority of GreenSky Credit’s customers have excellent FICO scores, usually above 700. This means that the risks that banks incur on these loans tends to be minimal. It also means that from the customer’s perspective, GreenSky can make highly enticing loan offers. Usually, the loan offer that the merchant makes to the customer through the GreenSky interface involved no money down, no payments for a year and zero interest for an introductory period. Zalik says that the vast majority of customers pay back their loans in full before the higher rates and payments kick in.
All told, GreenSky is currently valued at more than $4.5 billion and is murmurring about a possible IPO.
Ryan Seacrest is best known for being the host of American Idol but he has also been a part of many other popular shows on the tv and radio. He is also a producer and he has a popular line of menswear plus a new line of men’s skincare products. While American Idol has been off the air for a few years it is now returning, and he has agreed to once again be the host.
He is 43 years old and is originally from Atlanta. He was a student at the University of Georgia where he was a student for a year before deciding to leave college and instead find his fortunes in Hollywood. His first show was in 1993 and he hosted Radical Outdoor Challenge on ESPN. This led to hosting some kids shows where he gained more exposure. His radio career grew out of this and he now has about 20 million listeners for his “On Air With Ryan Seacrest” show.
Ryan Seacrest’s hosting duties expanded in 2005 when he joined Dick Clark’s New Year’s Rockin’ Eve. He has since hosted other events and in May 2017 he joined Kelly Rippa for a new television show called, “Live with Kelly and Ryan”. This necessitated that he leaves Los Angeles and move to New York.
He is also a producer. He is the executive producer of 12 shows which includes “Keeping Up with the Kardashians” and its spin-offs like “Kourtney and Kim Take New York”. He also executive produces “Jamie Oliver’s Food Revolution” which won an Emmy Award.
It was in 2014 that he launched Ryan Seacrest Distinction. This brand of clothing is only sold in Macy’s retail stores. He also signed an agreement to only sell his newer line of men’s skincare products there. As he is known for wearing close-fitting suits that is what Distinction originally offered. This didn’t succeed as much as he hoped because a lot of guys didn’t want to wear slim clothing. He retooled this line of clothing and that was very successfully done as he is on target for selling $50 million worth of clothing in 2018. He doesn’t only focus on business but he also contributes to charities and foundations.
Roberto Santiago is a famous name in Brazil as a developer and an entrepreneur. He has found considerable success in the field of real estate through his strategic and timely investments. Over the years, Roberto Santiago has tried his hands in many different businesses to expand his business network. He started his career in the field of manufacturing and soon went on to real estate.
Roberto Santiago was always fond of developing and thus, he chose to remain in the real estate business. After spending considerable time in the manufacturing business, Roberto Santiago was in a position to invest a significant sum of money, which he did in buying land in the city of Joao Pessoa, where he was born. He used the space to build Manaira Shopping Mall, which would be the second mall he would construct after the success Roberto Santiago tasted with his first shopping mall named Mangabeira Shopping Mall.
Roberto Santiago wanted to develop a vast shopping mall that is comparable with the malls that he has visited and seen firsthand in other developing countries in the United States, France, United Kingdom, and other Western nations. It is how his journey into the world of construction started, and he developed his first mall, the Mangabeira Shopping Mall, which continues to be a favorite mall among the locals.
After the success he achieved with the development of Mangabeira Shopping Mall, Roberto Santiago went on to further polish his experience of developing shopping mall by producing yet another shopping mall in the city where he was born, Joao Pessoa. The Manaira Shopping Mall, the second mall developed by Roberto Santiago, is the most crucial mall in the city of Joao Pessoa as well as the entire state of Paraiba. Manaira Shopping Mall is also considered to be one of the top ten malls in the country. It is a significant achievement for the mall and Roberto Santiago, and he continues to ensure through constant supervision that both his malls are well-maintained and as per the international standards.
Roberto Santiago continuously adds new venues of activities and entertainment to the mall to keep the visitors engaged and entertained. The Manaira Shopping Mall has some of the best local, and world cuisines on offer at its food court and the movie watching experience at its movie multiplex are affordable and fabulous at the same time. Starting from adults to kids, everyone has something or the else to indulge in at the Manaira Shopping Mall. The unique gourmet space in the mall was recently added due to popular demand, and it consists of several restaurants with world-renowned chefs serving some of the most amazing recipes from across the globe. The first restaurant to open in this space was Capital Steak House, which continues to be locally popular and favorite of many.
Adam Milstein is one of the most respected Jewish-American philanthropists who has built a solid career as a real estate investor and broker. He cofounded Hager Pacific Properties back in the late 1980s and has been with the company for about 20 years. Milstein has built up quite a lot of wealth in real estate from being able to execute lucrative deals in buying and selling and expand its portfolio from the Los Angeles area across the rest of California and into Illinois and Texas as well.
Adam Milstein decided to share with Ideamensch how he runs the company and what others can expect to find in the real estate profession. He said that at his job there’s not usually a regular schedule of how things are run because real estate could have fast or slow-paced days depending on if a new property is being financed or a major deal is being conducted. Milstein believes he can work best on the fly, and he considers the ability to think outside the box as being key to his job.
Adam Milstein is not only a real estate expert, but he’s also highly involved in philanthropyand works closely with various Jewish political and religious leaders. He was born in Haifa, Israel and prior to starting his real estate career, he served in the IDF and also worked with his father in building framing and construction. After finishing his 4-year degree at the Technion, he moved to the US and completed graduate school at the University of Southern California. Several years after cofounding Hager Pacific Properties, Milstein started the Milstein Family Foundation and the Israeli-American Council.
Adam Milstein has several key demographics of Jewish-Americans he works with from young children and their families, to college students and senior groups. Other groups his foundation supports include Hillel International and its branches, Birthright Israel, AIPAC, the Anti-Defamation League Pacific, StandWithUs and several other college activist organizations. One of the Milstein Foundation’s priorities is to help families learn Hebrew with the inclusion of children’s stories, and they’ve put together the curriculum at Sifriyat Pijama B’America.
While Jeunesse Global is not exactly a household name, you still may have heard of it before. That’s because the company is the single fastest-growing health and beauty firm on the planet today. Founded in 2009 by a retired Florida couple, the astonishing rise of the company from complete obscurity to one of the largest direct marketers of niche health and beauty products on the planet has been one of the most jaw-dropping success stories of the last decade.
Jeunesse Globalwas founded by industry veterans Randy Ray and Wendy Lewis. First operating out of the couple’s sprawling Florida mansion, the company enjoyed the advantages of being run by two of the most skilled and experienced entrepreneurs in the industry. Their prior experience allowed Ray and Lewis to quickly build a competitive business, avoiding many of the pitfalls that so often consume the efforts of lesser entrepreneurs.
Lewis was able to leverage her extensive contacts in the industry, hiring the top research and development scientists to create products that addressed niche gaps in the market. The result has been nothing short of stunning as Jeunesse has developed its comprehensive YES package and confirmed that an independent startup can go from zero to billion-dollar company, simply by successfully answering niche needs in the marketplace.
One of the company’s most revolutionary products is its Zen 8 Project, including the Zen Bodi weight-loss supplement. Unlike many faddish weight loss programs, the Zen 8 Project makes no spectacular claims and it doesn’t rely on the use of terribly restrictive or imbalanced diets. Instead, the Zen 8 Project and Zen Bodi supplement teach the user to live a health-centric lifestyle.
The Zen 8 Project name gives some indication of this philosophical approach not only to weight loss but also to overall mental and physical health in general. The program teaches scientifically proven methods of maintaining a healthy lifestyle through the development of habits. The Zen Bodi supplement is a proven fat-burning agent that can increase the body’s metabolism of fatty tissue while also lessening the recovery times after workouts. But the Zen 8 Project’s real secret is that it harnesses the most powerful weight-loss tool in existence: the user’s mind.
Jason Hope has been one of the leading voices int he arena of the Internet of Things over the past couple of years. The Internet of Things is one of the biggest new niches in the technological field as it melds innovative new smart technology while leaning into our constant search for ways to ease the burdens of our day to day lives. Hope, a graduate of Arizona State University, has been making a name for himself in the entrepreneurial world for over a decade but he has not allowed his focus to become stale or jaded. Now, Hope is looking past areas of entertainment in order to focus on propping up one of the most important industries on the planet: biotechnology.
Jason Hope believes in biotechnology in a way that is immensely important. As a renowned futurist and an avowed forward-thinker, Hope knew that he had to seek out investments and philanthropic opportunities in areas that would be strong now and a decade from now. This led Hope to begin researching medicine and the role of illness in the aging process. Hope’s research would eventually lead him to discover the SENS Foundation, a California-based research facility that has been uniquely focused on discovering cures and remedies for age-related illnesses.
In Hope’s research into biotechnology, he would eventually learn of the work of Dr. Aubrey De Grey, the CSO at the SENS Foundation. Hope and Dr. De Grey would immediately hit it off and Hope would cite their chemistry and shared focus on the future as a leading reason for his desire to contribute to the SENS Foundation’s incredibly important work. Hope, after speaking with Dr. De Grey and learning about the work being done at the SENS Foundation, would go on to write a donation for a full $500,000 to the facility. Entrepreneur Jason Hope Invests in Research Against Aging
Jason Hope’s donation will go directly toward helping the SENS Foundation to address research for some of the most important age-related illnesses that currently plague elderly folks around the world. Scottsdale Philanthropist Jason Hope Helps Pioneering Nonprofit Fight Aging From Parkinson’s and Alzheimer’s to hypertension, and everything in between, Hope and the SENS Foundation will be working to make biotechnology the way of the future for addressing our future health. Hope’s donation was announced at the Breakthrough Philanthropy event in San Francisco and Hope himself was there in attendance along with host Peter Thiel and the rest of the Thiel Foundation who were in charge of the event.
Waiakea Hawaiian Volcanic Water is a water bottling company based in Hawaii. The company derives its name from two Hawaiian words ‘wai’ and ‘akea’ which translates to mean ‘broad waters.’ This promotes the authenticity of the brand and gives a ‘Hawaiian vibe’ to it. The company was established about six years ago in 2012.
Waiakea Water embraces creativity as a critical factor in filtering their products and making themselves distinct from other water bottling companies. They make use of the Mana Loa volcano to purify their water in the thousands of feet of porous rocks which are volcanic. The creativity of this method is that the water is now termed as volcanic water. The method uses no chemicals, therefore, avoiding poisoning risks.
Waiakea Water holds the environment in the highest regards and has put in place several measures to ensure that their carbon andpollution footprint is as little as possible. For instance, the vehicles used to transport and deliver their products are low emission vehicles. Also, their packaging bottles are made from plastics that are 100% recyclable. A better upgrade done by the Waiakea Water is the introduction of the fully degradable containers which are to be launched in 2018.
These steps have made the company to be ranked among the Inc. 500 rapidly developing companies all over America. Their concern for the environment is a rare quality among companies and corporates. Waiakea Water is involved in community participation in various ways. The company allocates 3% of their total revenue to nonprofit organizations and in support of the programs initiated by the local people. Waiakea Water also has a program in Malawi in which they provide water to the needy.
The company boasts of being sustainable, innovative, healthy andcharitable. The water considered naturally alkaline with a pH of 8.8. I contains minerals and electrolytes which enrich it. It is then packaged in an adorable sleek bottle.
The company has scooped several awards over time, includingGood Morning America under the ‘Top 10 most innovative companies’ among others. Waiakea Water has also featured in Forbes, People and Food Navigator among others.
George Soros is undoubtedly one of the greatest philanthropists of his generation. The famous Hungarian-American investor was born in 1930 in Budapest, Hungary. He came from a humble background and grew up during a challenging period among the Hungarian Jews community. George studied at the London School of Economics before relocating to the United States of America in 1947. It’s during this time that he joined the world of business, launching his career in finance investments.
After a couple of years in business, George Soros established his financial firm: the Soros Fund Management in 1947. George worked so hard for his organization and served his clients diligently. He grew his business to become one of the most successful investment firms in the entire USA’s history.
George Soros donates $18 billion to Open Society Foundations
George has made another huge financial contribution meant to support the operations of his brainchild organization: the Open Society Foundations. The $18 billion donation has been reported to tally his total financial support towards to foundations to over $30 billion. The breathtaking amount has also been heckled to raise this humanitarian organization to one of the biggest ever in the entire United States.
Headquartered in New York City, Open Society Foundations works in more than 100 countries in various parts of the world. The organization has reportedly intensified its operations in the US in the recent past. It has supported a number of programs in the global society including treatment of cancer outbreak in 2014. Its efforts haven’t gone unnoticed. Open Society Foundations has been praised by many for its good deeds. Darren Walker, the president of Ford Foundation, has reportedly heckled what the organization has been able to do within the last two decades alone.
Soro’s other philanthropic activities
George did not begin his philanthropic giving with the formation of the foundation. In 1979, he had already began awarding scholarships to black South African students. Having been brought up during the Nazi Occupation of 1944, George Soros understood what it means to grow up in challenging environment. He has since supported a number of community initiatives in different parts of the globe. His desire for what he believed to present good leadership to the region saw him make significant donations towards Hillary Clinton’s political campaigns.
At about 87 years of age, George has done much to both individuals and groups in various countries of the world. His relentless commitment towards making the world a better place for all can still be seen through his generous giving. It is reported that he will continue to give higher donations to Open Society Foundations over the coming years as he has already increased his annual contributions.
Visionary healthcare startup Tempus recently made the major announcement that its series C funding round closed with a successful $70 million in additional investments. This brings the total funding to $130 million and an estimated valuation of over $700 million (this total has not been confirmed). This valuation is absolutely staggering based on the fact that tempus was founded just two short years ago.
The key investors in the Series C funding round include Revolution Growth and New Investors (NEA). Eric Lefkofsky and his founding partner also invested in this round of funding, as they have invested in every funding round. Lefkofsky announced that he would invest up to $100 million out of his own pocket because he believes so much in the work that Tempus is doing. An interesting piece of information is that cornerstone investor Revolution Growth is a major investment firm founded by billionaire Steve Case. Revolution Growth typically selects just two to three major startups based outside of Silicon Valley.
Tempuses goal is to help doctors customize their cancer treatment plans by using human genomic sequencing and a wealth of collected physician data. This data will then be put into an operations system that physicians can easily access when creating their cancer care plans for patients. Tempus has already begun working with the Mayo Clinic, the Cleveland Clinic and Duke University.
Eric Lefkofsky chose to pivot to working in healthcare after an extremely successful career in the tech industry. He has founded several successful companies such as Lightbank, which is a venture fund that seeks out and invests in disruptive tech startups. He also founded Uptake Technologies, which serves the world’s largest industries with its innovative predictive analytics software.
His is a well known name in tech circles, both in Chicago where Tempus is headquartered and globally. He is very vested in the Chicago community and serves as a Trustee for some of Chicago’s most well known institutions including the Art Institute of Chicago, the Museum of Science, Lurie Children’s Hospital and World Business Chicago, among others. He is also an adjunct professor teaching at The University of Chicago and a published author of a fascinating book called Accelerated Disruption.
Market America is an international marketing firm whose core business revolves around internet marketing and brokerage of products. It is renowned for its effective distribution of various commodities in different nations of the world. Market America founded in 1992 by Loren Ridinger and JR Ridinger who currently serves as the President and CEO. Its headquarters are situated in Greensboro, North Carolina.
Every entity that sets out to commence operation has a vision of growing and attaining the next level. Market America has actualized that dream, and it currently operates at global scale. Its accumulated retail revenue amounts to more than $7.3 billion. As at 2009, its revenue had tremendously grown to a tune of $284 million while its total assets stood at $146 million. Moreover, its employee capacity was estimated to be well over 650, and this reflects how big a corporation has become.
Like other global corporations, Market America events are many. For starters, the firm holds International Conventions, World Conferences, Product Symposium, and Moving Up Seminars. Moreover, it also holds Certified Trainer Schools, WebCenter Certification Training, Conquer Entertainment, and Chinese Boot Camp.
These events are aimed at revolutionizing and reshaping the shopping behavior of people and their economic patterns in order to have financial independence. This way, the firm ends up building a distinct economy that is all-inclusive. As a result, Market America has been able to spread its vision worldwide. The approach has seen it grow from a being just a group to an international business powerhouse.